Private capital for commercial real estate · Serving investors nationwide

Private capital for commercial real estate

Creative Funding Real Solutions

Financing for commercial real estate investors buying, repositioning, building and holding income property, with a direct line to the person working your deal.

  • Multifamily 5+
  • Office
  • Retail
  • Industrial
  • Mixed-use
  • Self-storage
Amy Pratt, Private Funding Specialist at Pratt Private Funding
Amy PrattPrivate Funding Specialist

What we finance

Commercial property, from apartments to warehouses

Business-purpose loans on income-producing and transitional commercial real estate.

Mid-rise apartment building with balconies at dusk

5+ units

Multifamily

Apartment communities and mixed-income buildings with five or more units, from value-add garden properties to new construction.

Modern three-story office building with a blue and silver facade

Office

Office & medical office

Single- and multi-tenant office, professional and medical office buildings, including properties in lease-up.

Ground-floor retail storefronts facing a landscaped plaza

Retail

Retail

Neighborhood and strip centers, single-tenant retail and ground-floor storefronts in mixed-use buildings.

Large industrial warehouse building with loading gates beside a road

Industrial

Industrial & flex

Warehouse, distribution, light manufacturing, flex space and small-bay industrial.

Historic red-brick building joined to a modern glass addition

Mixed-use

Mixed-use

Buildings that combine residential, retail and office space, including adaptive reuse of older properties.

Row of red self-storage units with white roll-up doors

Self-storage

Self-storage

Existing facilities, expansions and conversions of other buildings to climate-controlled storage.

Photos are representative of the property types we finance and do not show specific loans.

More about the properties we finance →

Why private capital

When the deal can’t wait on a bank

Speed when it counts

Private capital can move on a timeline that fits the deal, which matters for auctions, off-market opportunities and expiring contracts.

Underwritten on the deal

The property, its income and your business plan carry the most weight, not just a box-checking formula.

One point of contact

You work directly with Amy from first conversation to closing, so questions get answered and nothing gets lost.

Loan programs

Financing built around the deal

Programs for buying, repositioning, building and holding commercial real estate.

Purchase

Acquisition loans

Financing to purchase income-producing commercial property, sized around the property’s income and your business plan.

Short-term

Bridge loans

Short-term capital to close on time and carry a property until it is ready for permanent financing or a sale.

Renovation

Value-add & repositioning

Purchase or refinance plus a capital-improvement budget, so you can renovate, re-tenant or reposition the asset.

Ground-up

Construction + land

Financing for ground-up commercial and multifamily projects, including options that bring the land purchase into the loan.

Equity

Refinance & cash-out

Replace existing debt or put the equity in a commercial property to work on your next acquisition, without selling.

Long-term

Long-term hold financing

Longer-term financing for stabilized properties you plan to own and operate, underwritten on the property’s income.

Compare all programs →

Who we work with

Investors building commercial portfolios

Owner-operators

Investors who buy, improve and hold commercial property and need a capital partner who can keep up.

Syndicators & partnerships

Sponsors raising equity from partners who need financing that fits the business plan and timeline.

Developers & builders

Teams taking a project from land to certificate of occupancy, with draws as the work is completed.

Investors moving up

Residential investors ready for their first commercial deal who want a guide through the process.

How it works

From first call to funded

01

Opportunity

Identify

Tell us about the property, your business plan and your timeline.

02

Strategy

Structure

We match the deal to the right program and structure.

03

Execution

Simplify

Clear documents, direct communication and a guided close.

04

Success

Achieve

Fund the deal and line up the next one.

Questions

Common questions

Straight answers about how private commercial financing works.

All FAQs

What kinds of properties do you finance?

Commercial real estate: multifamily with five or more units, office and medical office, retail, industrial and flex, mixed-use, self-storage and land for ground-up projects. Hospitality and special-purpose properties are reviewed case by case. See property types.

Do you finance houses or small residential rentals?

Our focus is commercial real estate. We do not arrange loans on homes you live in, and single-family or 1–4 unit rentals are not what we specialize in. If you are moving up from residential to your first commercial property, we’re glad to talk it through.

Are your loans for business purposes only?

Yes. Every loan is for a business purpose on a commercial or investment property, made to investors and their business entities. We do not arrange consumer, personal or owner-occupied home loans.

Are you a lender or a broker?

Amy is a private money broker. She matches your deal with private capital sources that fit the property and your plan, and guides it through to closing. Loan terms and final approval come from the lender that funds the deal.

Let’s fund your next deal

Have a commercial property in mind?

Talk with Amy
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